In addition to these, sometimes they will ask for additional documents such as an accountant’s letter, default explanation, gift letter or anything else they believe may be necessary.įind out what rules they have for different documents When applying for a loan you’ll be asked to provide income evidence such as payslips, a letter from your employer, tax returns or a notice of assessment, as well as statements to show your deposit or the existing loans that you have and even ID to confirm who you really are. Lenders want to be sure that they are assessing your situation in the correct way, if the information they are assessing is incorrect then their decision to approve or decline your loan will be compromised.
When assessing a home loan application, banks tend to be very picky about the documents provided.Īll of the documents must be up to date, legible and must support the information you have provided on your application. Learn More trending_flat Why are banks so particular?
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